Tips for Driving in Rain and Strong Winds

Driving in rain and strong winds can be scary, especially if you drive a small, lightweight car that tends to get knocked around. Here are some tips for staying safe in rainy and windy weather.

When it’s just windy, without rain, the biggest problem you’ll have is big gusts of wind. You just need to keep both hands firmly on the wheel at all times and anticipate the gusts. As soon as you feel the car moving in a direction you didn’t steer it, pull it back to the middle of the lane. You should also keep an eye out for long vehicles like semi-trucks and RVs, since they have less control in the wind.

When you’re driving in rain, the most important thing to do is slow down. The slower you’re going, the less likely you are to skid or hydroplane. Driving slower also makes it easier to stop suddenly. You should also leave more room between yourself and vehicles in front of you so that if you do need to stop suddenly, you run a lower risk of running into them.

Always turn your headlights on when it’s raining. Low visibility increases the risk of a crash and lights not only help you see, they help other drivers see you.

For more tips on driving in the rain or anything else that’s auto-related, give us a call at Brighton Honda.

Choosing a Co-Signer for a Car Loan

Choosing a Co-Signer for a Car Loan pic
Choosing a Co-Signer for a Car Loan is extremely important if you need help affording a car.

Having a co-signer can significantly improve a buyer’s chances of obtaining a loan, especially when the buyer has less-than-ideal credit. The co-signer is responsible for payments in the event the buyer defaults on the loan. In the event you choose (or are required) to have a co-signer for your car loan, there are some things you should consider before having someone else sign on that dotted line. Here are some tips for choosing a co-signer for a car loan.

Creditworthiness. Because of the co-signer’s role as your backup, they need to be in good financial standing. This includes proof of ability to pay in the event you cannot, which means proof of income and/ or assets to cover the amount of the loan.

Trustworthiness. Because you are going in on a financial agreement together, you better make sure you fully trust your co-signer. Maybe more importantly, they are going to need to trust you, since they will have to pay in the event that you don’t, and any late payments will affect their credit score, too. Communication will be key, as you’ll need to feel comfortable reaching out to this person in the unlikely event that you can’t pay your car payment.

Know the details. Understand the contract that you’re signing, and decide in advance who will pay late fees (if necessary), and any other issues that might arise. It is very difficult to remove a co-signer down the road, so make sure all parties understand their responsibilities for the life of the loan. Get an attorney involved if needed.

Learn more about car loan cosigner requirements here.

Stop by Brighton Honda today to learn more about financing your next vehicle!